This blog was prompted by a telephone call I received late one Friday from someone extremely anxious about the way his separation was going.  He had hoped to keep things fairly low key and amicable between himself and his wife.  A family friend was acting as a go between in helping them to sort out(…)


Although it is only November, as soon as the clocks go back it seems that everyone is trying to get us to focus on Christmas.  Christmas can be a great family time of year, an excuse to take some time to visit friends and family, but equally it can be a dreadful time of financial(…)